Enhanced QPP co-ordinated with RREGOP
The RREGOP pension plan is co-ordinated with the basic Québec Pension Plan (QPP). This co-ordination means that when people receiving RREGOP benefits turn 65 and the two plans are complementary, the amount of their pension benefit is reduced in accordance with the amount of the benefit paid by the QPP. However, only the portion of the benefit payable under the basic QPP plan is taken into account in calculating the pension reduction ensuing from the integration of the two plans.
Enhancing the QPP by adding a complementary plan since January 1, 2019 in no way changes the current provisions of the public-sector retirement plans.
For further details on the integration of a public-sector retirement plan with the QPP, consult the Retraite Québec brochure.